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About Us

Lac Courte Oreilles Financial Services began operations in 2013, and we haven't looked back since. We pride ourselves in providing opportunities for our tribal members and building an even better Lac Courte Oreilles for the future. From providing scholarships to further educate our tribal members, to accessible funds for the community that is used on various projects and new facilities that are constantly being constructed, Lac Courte Oreilles Financial Services is truly a community-first employer and business. LCO Financial Services has since expanded and opened a brand new location in St. Louis, MO in 2021! This location still serves to provide for the Lac Courte Oreilles Community. Our St. Louis location has been growing rapidly and now has even more team members than our L.C.O location! Along with this growth, we've now expanded our eLoanWarehouse portfolio and have since brought on additional portfolioseliminating any non-tribal servicers and making eLoanWarehouse 100% tribal employee ran! This is a milestone achievement and something all team members and tribal members should be proud of. From once running out of a small side office with only 4-5 employees to two fully operational locations in Hayward, WI and St. Louis, MO with over 120 employees, the growth and revenue provided to Lac Courte Oreilles will only continue.

Lac Courte Oreilles Financial Services has created an astounding work culture and has become a premier work destination that people in the Northwoods, St. Louis, and surrounding areas seek. Under C.E.O. Scott Soli's leadership, LCO Financial Services has emphasized productivity while prioritizing employee health and well-being, reducing the work day by 19% while increasing productivity by 10%.


13526 W. Trepania Rd.

Hayward, WI 54843


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For any questions, feel free to contact us. 

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© 2022 by Lac Courte Oreilles Financial Services, . All Rights Reserved. Lac Courte Oreilles Financial Services is a sovereign enterprise, an economic development arm and instrumentality of, and wholly-owned and controlled by, the Lac Courte Oreilles Band of Lake Superior Chippewa Indians (the “Tribe”), a federally-recognized sovereign American Indian Tribe.

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